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SURVIVORSHIP The right of survivorship is that special feature of a joint tenancy whereby all title, right and interest of a decedent joint tenant in certain property passes to the surviving joint tenants by operation of law, free from claims of heirs and creditors of the decedent. NEGOTIATION The transaction of business aimed at reaching a meeting of minds among the parties; bargaining. PIGGYBACK LOAN A joint loan with two lenders sharing a single mortgage. CANTILEVER A projecting beam or overhanging portion supported at one end only. PLAT A map or a town, section, or subdivision indicating the location and boundaries of individual properties. TITLE COMPANY A company that insures title to property. REDUCTION CERTIFICATE An instrument which shows the amount of the unpaid balance of a mortgage, the rate of interest and the date of maturity. |
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